Built for Trade Businesses with Recurring Spend

Access Business Credit Without Personal Credit Checks

Apply in minutes to access higher credit limits, cashback, and decisions based on company revenue—not personal credit scores.

SignupLive Selling Credit Card
No personal credit checkDecision in under an hourCashbackAutomated spending controlsVirtual + physical cardsNo collateral

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Shield Visa Corporate card
Built for how you spend

One card, every way you grow

Shield Cards fund the businesses that move fast — from live sellers restocking mid-stream to agencies fronting ad spend.

Wholesale & Distribution

Cover bulk purchase orders and supplier deposits without draining cash.

Live Selling

Restock inventory before your TikTok Shop or Whatnot payout even lands.

See live selling

E-commerce & DTC

Float inventory and fulfillment between a sale and its settlement.

Auto Dealers

Cover parts, recon, body work, transport, and detailing that floor plans won't.

For auto dealers

Agencies & Media Buyers

Front client ad spend on higher limits and earn 1% back on every dollar.

Free
To Open Account
$500M+
In Transactions
120+
Countries Served
$1M
Insurance

Why traditional cards fail wholesalers

Traditional business credit
Shield Cards
Traditional business credit

Personal-credit driven

Relies on the owner's personal credit profile, forcing business growth to depend on personal credit history.

Shield Cards

Decisions based on company revenue³

Shield evaluates company revenue, cashflow, reserves, and operating history to assess eligibility and credit limits.

Traditional business credit

Limits that don't match inventory cycles

Rigid limits can make it harder to purchase bulk inventory, fulfill large supplier orders, or scale recurring vendor spend.

Shield Cards

Higher credit limits for growing businesses³

Qualified businesses may be eligible for five- to seven-figure credit limits based on company revenue, cashflow, and ongoing account review.

Traditional business credit

Manual expense tracking

Teams spend hours chasing receipts, categorizing purchases, and reconciling supplier, logistics, software, and ad spend.

Shield Cards

Close your books faster

Track team spending in real time, categorize expenses, and simplify bookkeeping across inventory, suppliers, logistics, ads, travel, and operations.

Wholesalers often need to pay suppliers weeks before inventory is sold. Shield Cards help businesses manage purchasing cycles without relying on the owner's personal credit profile.

Control business spending and automate bookkeeping

Issue cards for the people and purchases that keep your business moving — while keeping visibility and control in one place.

Issue virtual and physical cards

Create cards for procurement, logistics, marketing, travel, or operations teams.

Set spend controls

Use cards for approved business purchases across suppliers, inventory, software, ads, logistics, and everyday operations.

Track spend in real time

See purchases as they happen and simplify reconciliation across teams.

Automate bookkeeping

Categorize expenses and reduce manual follow-up for receipts and monthly close.

Get Started in 5 Minutes

01

Apply Online

Tell us about your business operations, wholesale volume, and how you plan to use Shield Cards.

02

Connect Business Bank Account

Securely link your operating account via Plaid or manual verification so your cashflow and business performance can be reviewed.

03

Start Using Your Cards

Eligible businesses can issue virtual cards and request physical cards for procurement, logistics, supplier payments, ads, and operating expenses.

04

Continue Scaling Your Spend

Use your cards throughout the cycle, repay monthly, and continue growing your available spend capacity over time.

Designed for wholesalers, distributors, and operators

Shield Cards are built for businesses that manage high-volume vendor spend, recurring supplier payments, and operating expenses at scale.

  • Businesses looking for limits based on revenue and cashflow
  • Businesses purchasing high-volume inventory or bulk raw materials
  • Companies managing recurring supplier and vendor payments
  • Teams scaling paid advertising or logistics operations
  • Businesses connecting daily business spend with USDT-funded operations
  • Existing Shield customers looking for integrated card access
Designed for wholesalers, distributors, and operators

Compliance & Trust

Our team is certified by

ACFCS
NW3C
NACHA
ACFE
Get in Touch

Book a Demo

Tell us about your business operations and wholesale volume. Our team will follow up with next steps.

FAQ

Frequently asked questions

No personal credit score check is required to apply for Shield Cards, and no personal guarantee is required. Shield evaluates your business performance, not your personal credit profile.¹ ³

Shield Cards | Business Charge Cards with 1% Cashback