Built for Trade Businesses with Recurring Spend
Access Business Credit Without Personal Credit Checks
Apply in minutes to access higher credit limits, cashback, and decisions based on company revenue—not personal credit scores.
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Why traditional cards fail wholesalers
Traditional business credit
Shield Cards
Personal-credit driven
Relies on the owner's personal credit profile, forcing business growth to depend on personal credit history.
Decisions based on company revenue
Shield evaluates company revenue, cashflow, reserves, and operating history to assess eligibility and credit limits.
Limits that don't match inventory cycles
Rigid limits can make it harder to purchase bulk inventory, fulfill large supplier orders, or scale recurring vendor spend.
Higher credit limits for growing businesses
Qualified businesses may be eligible for five- to seven-figure credit limits based on company revenue, cashflow, and ongoing account review.
Manual expense tracking
Teams spend hours chasing receipts, categorizing purchases, and reconciling supplier, logistics, software, and ad spend.
Close your books faster
Track team spending in real time, categorize expenses, and simplify bookkeeping across inventory, suppliers, logistics, ads, travel, and operations.
Wholesalers often need to pay suppliers weeks before inventory is sold. Shield Cards help businesses manage purchasing cycles without relying on the owner's personal credit profile.
Control business spending and automate bookkeeping
Issue cards for the people and purchases that keep your business moving — while keeping visibility and control in one place.
Issue virtual and physical cards
Create cards for procurement, logistics, marketing, travel, or operations teams.
Set spend controls
Use cards for approved business purchases across suppliers, inventory, software, ads, logistics, and everyday operations.
Track spend in real time
See purchases as they happen and simplify reconciliation across teams.
Automate bookkeeping
Categorize expenses and reduce manual follow-up for receipts and monthly close.
Get Started in 5 Minutes
Apply Online
Tell us about your business operations, wholesale volume, and how you plan to use Shield Cards.
Connect Business Bank Account
Securely link your operating account via Plaid or manual verification so your cashflow and business performance can be reviewed.
Start Using Your Cards
Eligible businesses can issue virtual cards and request physical cards for procurement, logistics, supplier payments, ads, and operating expenses.
Continue Scaling Your Spend
Use your cards throughout the cycle, repay monthly, and continue growing your available spend capacity over time.
Designed for wholesalers, distributors, and operators
Shield Cards are built for businesses that manage high-volume vendor spend, recurring supplier payments, and operating expenses at scale.
- Businesses looking for limits based on revenue and cashflow
- Businesses purchasing high-volume inventory or bulk raw materials
- Companies managing recurring supplier and vendor payments
- Teams scaling paid advertising or logistics operations
- Businesses connecting daily business spend with USDT-funded operations
- Existing Shield customers looking for integrated card access
Business
1% cashback
Earn on eligible spend
Repay monthly
Simple. Predictable.
Virtual + physical cards
Issue in seconds
Inventory
Purchase stock and supplies
Vendors
Pay suppliers and partners
Ad spend
Run campaigns and grow
Operations
Cover everyday business costs
Book a Demo
Tell us about your business operations and wholesale volume. Our team will follow up with next steps.