Business accounts built for international trade.
Virtual accounts simplify fund management by allowing seamless transfers and crypto payments. Wire funds in, receive USDC out — all from one place.
Money in your bank in three steps.
Open your account
Apply online, provide your business details, and complete a compliance review. Most accounts are approved within one business day.
Share your details
Your Shield account comes with a US account number and routing number. Share these with buyers or wire senders exactly as you would with any business bank account.
Manage your funds
Send wire and ACH payments to suppliers directly from your balance. Set up auto-withdrawal to wire funds to your external bank on a schedule.
Get paid on-chain
Buyers send USDT directly to your Shield account. Funds settle in minutes — faster than an international wire. Convert to USD and withdraw to your bank whenever you're ready.
Automatic bank transfers
Set a USD threshold and frequency. Funds above that level wire automatically to your external bank — daily, weekly, or monthly. Modify or pause anytime.
Built for trade businesses
Outbound wires and ACH
Pay suppliers via wire or ACH directly from your Shield balance.
US account number and routing number
Receive USD wires and ACH payments from any US bank. Your account details look and function like a standard business bank account to your counterparties.
Compliance screening
Every inbound and outbound payment is screened against sanctions and risk lists before it processes. You are notified immediately if a transaction requires review.
Frequently asked questions
Shield is a financial technology company, not a bank. Your Shield account is a business payment account that supports USD and USDT balances, US routing and account numbers, wire and ACH transfers, and digital currency transactions. It is not FDIC insured.
Backed by leading venture capital investors in fintech
